Thirdsan builds digital financial platforms that work for Uganda's unique financial landscape — mobile money first, designed for the unbanked and underbanked, and built to scale across East Africa. From SACCO platforms to investment engines.
Engineering standards we apply to every financial product we build
Role-based access control, encrypted data at rest, HTTPS-only, and comprehensive audit trails.
MTN MoMo and Airtel Money integrated natively — collections, disbursements, and callbacks handled reliably.
Full back-office: member/user management, transaction monitoring, reporting dashboards, and system settings.
Balance sheets, income statements, transaction ledgers, and regulatory reports — auto-generated, export-ready.
Every platform we build exposes a documented API so it can connect with third-party tools and mobile apps.
UGX, KES, TZS, USD and more — platforms built to support expansion across East and Central Africa.
Designed with Uganda's financial regulations in mind — including Bank of Uganda guidelines and data protection laws.
Dedicated post-launch support, system updates, and performance monitoring — not just a hand-off.
Purpose-built financial technology for East Africa's market reality
Full member management — deposits, withdrawals, loan applications, guarantors, interest calculations, and board reporting. Built for Uganda's cooperative regulations.
Investor portals, investment tracking, ROI engines, dividend management, and portfolio reporting for investment clubs and fund managers.
Mobile money wallets, balance management, peer-to-peer transfers, and transaction history for consumer fintech applications.
Automated subscription management, recurring billing via mobile money, invoice generation, and revenue dashboards for SaaS businesses.
Loan origination, credit scoring, repayment tracking, collections management, and portfolio at risk (PAR) reporting.
Custom middleware connecting your system to MTN, Airtel, Visa, Mastercard, and other payment rails in one unified API.
How we take your fintech idea from concept to production
We assess what licences, API approvals, or compliance requirements apply to your platform before design begins.
System architecture, database schema, API design, and security model — documented and agreed before development.
Iterative builds with milestone demos. Payment flows tested in sandbox with real API credentials.
All payment APIs, third-party connections, and mobile money flows end-to-end tested before go-live.
Production deployment with 30-day active monitoring. We watch transactions closely in the first month.
Platforms we built, own, and operate — proof of our fintech capability
Our own digital payment and money management platform built for the East African market.
thirdmoney.digitalSubscription platform with mobile money billing serving learners across 4 African countries.
elibrary.africaBulk SMS and transactional messaging platform with API integration for business communication.
thirdtext.digitalWe understand the East African fintech landscape — the regulations, the APIs, the user behaviour, and the infrastructure. Let's build something that actually works here.
